The free AI CFO that only gets paid when you do

No monthly subscription. No seats. No contract. Run your whole business on RUMELA for free — we earn 3.5% plus R 2,50 per payment, only when a client actually pays you through the platform.

Everything, forever

R0 / month

Nothing is locked behind a paywall. You never pay for a quiet month.

Unlimited invoices, quotes, clients and expenses
Receipt scanning and expense categorisation
rumii, your AI CFO, in six SA languages
Cash flow forecasting and business health score
VAT, provisional tax and SARS estimates
Double-entry ledger, trial balance and management reports
Bank statement import and auto-matching
WhatsApp and USSD access, and team access for your accountant

The only ways we make money

Payment collection

3.5% + R 2,50 per payment

Only when a client pays you through a RUMELA pay link, WhatsApp or card. The flat bit covers the bank feed and AI auto-matching on that payment. Cash, EFT and bank imports stay free.

Annual financial statement pack

R 599,00 once off

The full signed-off pack: cover, governance pages, statements with comparatives and notes. Buy it the year you need it.

AI credits

from R 49,00

Everyday rumii chat is free. Top up credits only for heavy work like funding matchmaking, scenario modelling and voice calls.

Marketplace

1–3% referral

Funding, invoice factoring, insurance and accountants. Paid by the partner on a successful deal, never by you.

What a payment costs you

3.5% of the payment plus R 2,50 per transaction, charged only on money collected through RUMELA. Anything paid to you directly is free.

Payment collectedYou payYou keep
R 10 000,00R 352,50R 9 647,50
R 30 000,00R 1 052,50R 28 947,50
R 60 000,00R 2 102,50R 57 897,50
R 150 000,00R 5 252,50R 144 747,50
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